It’s that time of the year where many of us reflect and are thankful for everything we have. Though not everyone is as grateful or as thankful for what they have, I feel that those of us who are, simply are thankful for what we have every day; not just for Thanksgiving!

One thing that I will say to my readers and friends, who care to listen, is that money doesn’t buy happiness. If you aren't humble and have an appreciation for what you have, you will never be truly happy.

I come from a poor background of working parents and family; I grew up in one of the poorest cities in the country. That being said, my goal is not to be a millionaire. Well, let me rephrase that, my goal is not to become an instant millionaire because that will never happen.

Yes, it could happen if I won the lottery, but the chances of that happening are one in like a quarter billion. Being wealthy is what I am aiming for. Living a simple life to the fullest is what I want for my family and me.

Money is a tool, and I love money, and what it can provide for my family and I. I also know that I didn’t see this years ago, and I learned the hard way that money can control me and take over my life. Till this day, people are amazed and really questioning if I am doing OK after I left my high paying job; the answer is yes.

Money allows me to live comfortably and happy because I have the right mindset and goals to keep me focused on what is important.

This year, 2019, was not a kind year to my family and me, it was very painful, and it gave me a reality check that truly changed me as a person.

My sons were diagnosed with Autism spectrum, and my teen “hates” me. I also lost my income, and I realized that I wasn’t as secure in my role as a “contributor” as I thought I was. Also add a miscarriage to that too. My awesome friend was diagnosed with cancer, and I lost very good friends throughout the year.

I will always say that 2015 is the year where Joyce grew up! From feeling like a failure as a parent, from making life-changing decisions that weren’t easy, to separating and alienating myself from those who weren’t supportive. This has been a memorable year for sure.

But I have also learned from this year, and I am a strong person and a determined person too. I am thankful that my husband is amazing and supportive and I couldn’t love him enough. I am amazed that I have friends and family that are my rock and so supportive.

I am surprised that the new me can tolerate the ignorant comments and continue to grow as a person and as a businesswoman. I am so thankful that I have met a group of beautiful people who simply GET IT.

Being thankful for everything is something that I always think about every day. I am thankful when I wake up, and when I go to sleep. Through the good and the bad times, being financially stable, and having learned the hard way to be disciplined about our finances, I can be financially thankful.

I think people should take a look at their finances, and instead of stressing about money, they should be looking for ways to make more. People should take the time to be financially thankful for what their finances have provided for them. Be thankful for what your finances have provided for you and your family.

What Am I financially thankful for this year?

I am financially thankful that I didn’t give in to my emotions and spend money. I held to what I learned from my financially journey and stuck by it!

I am financially thankful that even after I lost my income last August, that thanks to our financial planning, we are doing fine!

I am financially thankful that with planning, we have been able to save for Christmas. That the CapitalOne 360 checking account has enough money, and then some, to enjoy another debt-free Christmas this year.

I am financially thankful that my little blog is making an income that is now passing the income I lost in August.

I am financially thankful that we are not living paycheck to paycheck.

I am financially thankful that I can help others and give more because we financially can.

I am financially thankful that I can be a stay at home mom, and be there with my family because of our financial planning.

I am financially thankful that I can embrace and love the person I am today because of this financial journey.

I am financially thankful that the stress and arguments about money are down because our finances are under control.

I am financially thankful that even though we make less than when I worked, we have food, shelter, and are content and grateful with what we have.

I am financially thankful that my husband decided to invest his time and money in his old car and got it to run and work for less than $1K.

There you have my list of what I am financially thankful for this year. Below you will find amazing responses from my blogging family as to what they are financially thankful for.

Related posts:

What Are you financially Thankful For?

Aimee from House of Fauci's

I am financially thankful that I am able to be at home for my girls while still working and operating my home businesses.

Kristen from Practical Mommy

I am financially thankful for all the mistakes I have made in the past and the fact that I could LEARN from them and make better financial decisions in the future.

Jamie from Life is Sweeter By Design

I am financially thankful for the hard times we have gone through during our 18 years of marriage and how much we have learned! I am thankful that we are in a better place now and can help others!

Kori from Kori at Home

I am financially thankful for the lessons that I've learned (the hard way) with credit cards and money management. I'm also thankful that I've gotten over my fear of budgeting and living within a budget.

Michelle from Dishes and Dust Bunnies

I'm financially thankful that with learning to budget and live frugally, my husband and I have been able to pay off most of our student loan debt – quicker than we had originally planned. I've learned that it's not always an easy task to work with your significant other when trying to eliminate debt. From this experience, I'm thankful that we've learned to work together and be more appreciative of the the little things in life.

There you have my financially thankful list for this year. What are you financially thankful for this year? Share it with us!

What Are you financially Thankful For This Year?

What Am I financially thankful for this year?