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Spending money seems to be the way of life. It seems that way! Fighting back the urge to spend money seems to be a battle many of us and continue to fight on a daily basis. Seriously is like going on a diet, they both go hand in hand. At least for me, they seem…
Let’s be honest here for a minute, when you are on a budget and avoiding spending unnecessary money, things like friends gathering can be hard. We love to spend time with our friends. I know I loved to spend time with my friends when we were not working. But the reality was that when I…
The cheap vs frugal debate drives us insane as people always assume we don’t spend money at all. The reality is that the best things to spend money on applies for everyone no matter their income. Being smart about your money doesn’t mean not spending your money on quality stuff. So let’s talk to today…
When to Splurge vs. When to Save When Building Your Wardrobe If you love shopping, you know how difficult it can be to decide what clothing items to purchase, and what items to place aside for another day. If you find yourself standing in the checkout line with a pile of garments thinking, “Do I…
Free money for Christmas is easy to find and these 7 ways to make money for Christmas will prove it to you! Read on! Looking to make easy cash for Christmas? Find out how you can earn free money for Christmas starting today! Christmas is just around the corner and let’s face it this is…
Food is something your family has to buy. But are you spending too much money on food? To be honest, most people are. Americans throw away billions of tons of food each year. BILLIONS. Are you contributing to that waste? Let’s take a closer look at some signs you spend too much money on food….
It’s not important as much as it’s necessary to be mindful of water usage. Be it in the kitchen or bathroom. But the former is an excellent place to start. Little changes on a daily basis can make a mountain of a difference. Believe me! So here are the 5 easiest ways to save water…
Saving money can be a challenge, but it’s not impossible. In fact, with a few simple tips and tricks, you can start saving money each and every month. And the money you can use for future expenses or simply have in your savings account. So what are you waiting for? Start reading these tips and…
One of the most frightening and yet satisfying purchases made in life is the acquisition of a first home. Though many believe that renting is a disposable expense of over 40% of household income each year, I do believe that renting is not that terrible and is not for everyone. However, if you are considering…
5 Money Saving Tips That Can Help Prevent Maintenance Issues at Home The joys of home-ownership are always offset by the fear of budget-breaking maintenance issues. Savvy homeowners find themselves asking: Can I do anything to stop big maintenance issues before they start? Can I do that on a responsible budget? The answers? Yes and…
Spring months are here and are a great way to save money, my friends! If you love to save money then Spring months such as March, April, and May are one of the best months to start saving money and watch your saving grow. You see, Spring months, like March, seems to bring the hope…
HUNDREDS OF PRINTABLES, COURSE, AND MORE FOR $5 Welcome to Begin with a Budget Your Ultimate Guide to Smarter Spending and Saving! We know managing your money can be an uphill battle, but our printables make it a joy ride. Aren’t you tired of using the same old boring envelopes for budgeting? Why not breathe…